Call Us 816-503-6222 ☰ ˟
Client Portal Request A Quote
Logo
816-503-6222
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Our Locations
    • Commercial ProductsImage of right arrow
      • Coverage for Specific Industries
      • Coverage for Your Business
    • Personal ProductsImage of right arrow
      • Automobile
      • Homeowners
      • Other Personal
      • Farm
      • Life
    • Community Involvement
    • Risk Management Services
    • Claims Services
    • Get a Quote
    • Client Portal
    • Insurance Providers
    • Contact Us
  • Products
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Alarm Contractors Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Insurance for Arborists - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Bar Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Box Truck Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Builders Risk Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Cargo Insurance and Freight Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Catering Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Cleaning Business Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Construction Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Consulting Firm Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Contractors Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Specialty Trade Contractors Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Craft Brewery Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Dental Practice Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Dump Truck Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Educational Facility Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Financial Institution Insurance
      • Fleet Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Garage Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Healthcare Facility Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Healthcare Practice Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Law Firm Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Life Science Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Limousine Services Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Liquor Liability Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Livestock Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Maintenance Contractors Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Manufacturing Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Maritime Employers Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Media & Advertising Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Medical Malpractice Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Minibus Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Non Profit Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Nursing Home Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Nursing Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Orthotics & Prosthetics Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Pharmacist Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Pool & Spa Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Printers & Publishers Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Railroad Contractors Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Real Estate Businesses Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Restaurant Insurance - Kansas City MO/Denver CO - Walnut Risk Management, LLC
      • Retail Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • School Bus Contractors Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Scrap Metal Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Security Guards Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Self-Storage Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Septic Contractors Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Snow Plow Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Specialized Truck Equipment Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Staffing Practice
      • Technology Services Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Tow Trucks Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Tractor Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Water Well Drillers Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Veterinary Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
    • Coverage for Your BusinessImage of right arrow
      • Surety & Fidelity Bonds - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Business Catastrophe Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Business Owners Policy (BOP) - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Commercial Auto Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Commercial General Liability - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Commercial Property Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Commercial Real Estate Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Commercial Umbrella Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Crime Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Equipment Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Errors and Omissions Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Fidelity Bonds - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Loss Control Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Inland Marine Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Marine Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Mechanical Breakdown Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Office Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Product Liability Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Professional Liability Coverage - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Small Business Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Small Business Liability Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Storage Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Surety Bonds - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Technology Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Trailer Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Transportation Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Trucking Insurance and Semi Truck Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Workers Compensation - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Van Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
    • AutomobileImage of right arrow
      • Auto Liability Coverage - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Comprehensive Auto Coverage - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Auto Collision Coverage - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Uninsured/Underinsured Motorist Coverage - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Diminishing/Vanishing Deductible - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Accident Forgiveness - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Minor Violation Forgiveness - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Roadside Assistance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Specialty Auto Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • 24-Hour Customer Service - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Towing Services & Coverage - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Rental Reimbursement - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Personal Injury Protection (PIP) - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Medical Payments Coverage - Kansas City MO & Denver CO - Walnut Risk Management, LLC
    • HomeownersImage of right arrow
      • Property Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Homeowners Liability - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Renters Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Condo Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Mobile Home Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Scheduled Property Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Landlords Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • In-Home Business Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
    • Other PersonalImage of right arrow
      • In-Home Business Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Identity Theft Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Data Backup Services - Kansas City MO & Denver CO - Walnut Risk Management, LLC
    • FarmImage of right arrow
      • Crop Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Owners Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Equipment Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Dwelling Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Livestock Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Equine Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Structures Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Auto Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Umbrella Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Farm Liability Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
    • LifeImage of right arrow
      • Individual Life Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Group Life Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Long-Term Care Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Disability Income Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Second-to-Die Policy - Kansas City MO & Denver CO - Walnut Risk Management, LLC
      • Key Person (Key Men) Insurance - Kansas City MO & Denver CO - Walnut Risk Management, LLC
  • Get a Quote
  • Contact Us
  • Location & Hours
Auto Icon Home Icon Business Icon Life Icon Health Icon Boat Icon

Non-Profit Insurance

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Not-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a Walnut Risk Management, LLC agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

 

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Facebook
LinkedIn
Google+
Get Directions
Contact Us Today
How Can We Help You?
Resources
Products
Payment Options
Report a Claim
Personal Lines Carriers
About Us
Refer A Friend
Contact Us
Contact us 1100 Walnut Street, Suite 3000
Kansas City, MO 64106

Phone: 816-503-6222
Fax: 816-759-2770
Email: information@walnutrisk.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.