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Walnut Risk Management Blog

View the latest blog posts from Walnut Risk Management.

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Monday, December 1, 2025

Who is Eligible for a Business Owners Policy?

Despite what you may think, not everyone qualifies for a business owners policy (BOP). A BOP is a way for certain businesses to bundle important coverages at a discounted rate. Typically, businesses that purchase a BOP are small businesses in low-risk industries. Examples of high-risk industries are: READ MORE >>

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Monday, November 3, 2025

Mobile Home Insurance

From the rooftop to the kitchen range, we’ve gathered some homeowners insurance basics and how it helps you to protect one of life’s biggest investments—your home. Top Ways to Save on Your Premium Get a discount for having approved protective devices on your vehicle. READ MORE >>

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Friday, October 10, 2025

What is Included in a Business Owners Policy?

A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. READ MORE >>

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Monday, September 1, 2025

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Monday, August 4, 2025

Does a Business Owners Policy Cover Professional Liability?

A business owners policy, or BOP, combines certain coverages into a single policy that’s typically more affordable for small businesses than purchasing separate coverages. There’s often confusion in what a BOP covers, however. A basic BOP includes: READ MORE >>

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Friday, July 4, 2025

5 Common Trucking Hazards

Trucking isn’t often viewed as a dangerous job, even though it involves long hours on the road. Trucking does have hazards associated with. Let’s take a look at five of the most common trucking hazards and how you can minimize their ill effects. READ MORE >>

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Sunday, June 1, 2025

Add-Ons to Buy With Your Commercial Auto Insurance

Getting commercial auto insurance will mean adjusting the included benefits to fit your particular needs. Standard benefits like liability, collision, comprehensive and uninsured/underinsured motorist coverage are tailorable to the individual policyholder. READ MORE >>

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Monday, May 5, 2025

7 Trucking Safety Tips

When you spend long hours on the road, it’s no surprise that you’re statistically more likely to face a variety of risks, including accidents. One of these risks that not many people think about is complacency. Driving for a living makes it easy to forget just how dangerous the task can be. READ MORE >>

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Thursday, April 3, 2025

The Effects of Distracted Driving

We've seen it all when it comes to distracted driving. Eating, talking on the phone, applying makeup and even shaving are all activities that have taken place while people are attempting to control a moving vehicle. But is it really that big of a deal to multi-task while driving? READ MORE >>

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Monday, March 3, 2025

Vehicle Maintenance Means Better Safety

Many of us think that we, the drivers, are the only influencer on our vehicles. However, that’s not the case. Often, your vehicle is its own influencer. A misbehaving car might create the potential to harm others. A vehicle can greatly influence itself. READ MORE >>

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