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Home > Products > Auto Insurance in Kansas City, Missouri

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Auto Accident Claim
Remove Driver from Existing Auto Policy
Remove Vehicle from Existing Auto Policy
Request Declaration and Coverages Page for Auto Policy
Request ID Card for Auto Policy
Send Declaration and Coverages Information to Lien Holder

Auto Insurance Information

Understanding the specific auto insurance requirements and options available can help you make informed decisions about your coverage. Missouri law mandates that all drivers be able to prove financial responsibility in case they cause an accident while driving. Most drivers do this by purchasing the state’s minimum required amount of auto liability insurance. The required coverages include:

  • Bodily injury liability may help cover third-party medical expenses if you are at fault in an accident.
  • Property damage liability may help cover the cost of repairing or replacing the other party’s vehicle or property if you are at fault in an accident.
  • Uninsured motorist coverage may help provide financial protection if you are involved in an accident with an uninsured driver.

While the state minimums provide a basic level of protection, many drivers opt for additional coverages to enhance their financial security, including comprehensive and collision coverage. If you finance or lease a vehicle, your lienholder can require full coverage insurance, which may also include gap coverage.

How Much Does Auto Insurance Cost?

Several factors can influence the cost of your auto insurance premiums, including the following:

  • Driving record—A clean driving record can help lower your premiums, while accidents and violations can increase them.
  • Vehicle type—The make, model and age of your vehicle can impact your insurance costs. Newer and more expensive cars typically cost more to insure.
  • Location—Where you live can affect your premiums. Urban areas with higher traffic and crime rates may incur higher insurance costs.
  • Credit score—Insurance companies often use credit scores to help determine premiums. A higher credit score can trigger lower rates.
  • Coverage limits and deductibles—Choosing higher coverage limits and lower deductibles can increase your premiums, but it may also provide better financial protection.
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Contact Us

Contact Walnut Risk Management in Kansas City, Missouri, for an auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.

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Contact us 6330 Sprint Parkway Suite 250
Overland Park, KS 66211

Phone: 816-503-6222
Fax: 816-759-2770
Email: information@walnutrisk.com
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